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Personal Loans

There are times in your life when you need a little financial assistance.  Whether it is buying a car, financing home improvement projects, educational expenses, or covering one of life's emergencies, Premier Bank has a loan or line of credit to meet your financial needs.

Auto Loans

Premier Bank offers installment loans for purchasing new and used vehicles with the service you expect from a lending professional.

Home Equity Term Loans

Equity in your home is a valuable asset that you can access through a first or second mortgage for virtually any financial need.  Interest may be tax deductible – consult a tax professional.

Home Equity Lines of Credit

A credit line is an additional way to use your home equity, offering greater flexibility to enhance your liquidity.

Overdraft Protection

Premier Bank’s overdraft protection is a credit line for your personal checking account.  An overdraft line on your checking account can save you expensive charges when you inadvertently overdraw your account.

Credit Cards

Premier Bank VISA credit card is an additional way for you to enhance your liquidity.  Depending on the card type, the following features may apply: rewards program toward travel, merchandise, or cash credit to your account; travel accident insurance; travel assistance services; and fraud protection.

Cash Secured Loans

Secure your installment loan with a Premier Bank Certificate of Deposit (CD).  You will continue to earn interest on your account while enjoying the benefits of your new loan.  Cash secured or CD secured loans may be arranged for almost any project or purpose.  We offer competitive rates and flexible terms.

The monthly payment value includes principal and interest only.  The annual interest rate is computed on a 365 day basis.  We do not guarantee the accuracy of this calculator and its applicability to your circumstances.  We encourage you to seek advice from qualified professionals regarding your personal financial issues.


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