At Premier Bank, we recognize the importance of respecting your privacy and maintaining your trust.  The following Privacy Notice is provided to help you understand the measures we take to protect both your financial and personal privacy.  When we use the words "you," and "your" we mean the following types of customers:

• Our consumer customers who have a continuing relationship by purchasing or holding financial products or services such as a(n):
• Deposit account
• Loan account
• Credit card account
• Safe deposit box
• Mortgage brokerage services

Nonpublic personal information means information about you that we collect in a connection with providing a financial product or service to you.  Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records.

An affiliate is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us.  Ownership does not mean complete ownership, but means owning enough to have control.

A nonaffiliated third party is a person we do not employ or a company that is not an affiliate of ours.

THE INFORMATION WE COLLECT
We collect information about you from the following sources:

• Information you give us on applications or other forms
• Information about your transactions with us
• Information about your transactions with our affiliates
• Information about your transactions with other parties
• Information from consumer reporting agencies
• Information we recieve through our Customer Identification Program

THE CONFIDENTIALITY, SECURITY, AND INTEGRITY Of YOUR INFORMATION:
We restrict access to information about you to those employees who need to know that information to provide products and services to you.  We maintain physical, electronic, and procedural safeguards to protect this information.

YOUR INFORMATION AND OUR AFFILIATES
We may disclose information about you to our affiliates.  Here are the kinds of information and the source of that information:

• Transaction and experience information from our account records:
• Information about your transactions and experience with us such as:
  • Names
  • Address
  • Account balances
  • Account activity
  • Types of accounts
  • Payment history
  • Deposit history
  • Telephone number

Federal law allows us to disclose the information listed above with our affiliates.  However, we will allow you to opt out of the disclosure of this information to our affiliates.

TYPES OF AFFILIATES
We may disclose information about you to the following types of affiliates:

• Financial service providers, such as:
  • Mortgage bankers
  • Securities brokers-dealers
  • Insurance agents
  • Financial Planners

REASONS FOR DISCLOSURE
We may disclose information about you to our affiliates to provider you with information about additional products and services.

YOUR INFORMATION AND OTHER PARTIES
We will not disclose information about you to anyone except as disclosed in this policy or as permitted by law.  Examples of this might include disclosures necessary to service your account or prevent unauthorized transactions.

If you have any questions regarding our Customer Privacy Policy, please feel free to contact us at:

Premier Bank
1630 Stout St
Denver, CO  80202
(303) 623-8888